Kacey C Uhm

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Verified Reviewer

Cant identify me

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I can't open an account because they can't verify my identity and I've given them multiple documents that should be able to verify that I am who I say I am. But their customer service was very helpful and friendly and told me what to do to fix the issue
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Pros:
  • You can cash your check

Preferred solution: My account opened

User's recommendation: Not at all

gfranson F

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Verified Reviewer
| map-marker Salem, Oregon

Company has declined my checks ALWAYS

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Updated by user Feb 08, 2024

Customer service just says they can’t help me nor explain why my account was closed.

Original review Feb 07, 2024
I use PayPal for my banking needs. I do not use a traditional bank. I have tried to deposit checks but have ALWAYS been declined. I finally emailed and got a response signing 1/2 day. They said they cant tell me why my account has been closed. I dont have an account with Ingo. I know PayPal goes through Ingo. I emailed again and they said becuz of privacy blah blah and they cant help me with this matter (basically cant open this account). They said to cash somewhere else. WTH? This is so awful. Now I have to try and find a place who will cash a measly $50 check for 10-20% fee. Thanks Ingo!!
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Pros:
  • No pros for me at moment
Cons:
  • Never would let me deposit money into my account
  • Nothing worked
  • It doesnt work

Preferred solution: Cash my checks into my account.

User's recommendation: DO NOT TRY TO GO THROUGH INGO

Dawn B Qas

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Verified Buyer
|

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Verified Reviewer

Ingo needs to go...5 years of complaints prove it

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Ingo Money - Ingo needs to go...5 years of complaints prove it
Original review Oct 02, 2023

0 stars. App says to endorse, then denies the check.

First denial says no preprinted address, even though there was. Second denial was a general denial. Worst customer service, if you ever get them to answer. They just keep repeating the same thing over and over.

Rep said check doesn't pass their security protocols but wouldn't allow me to provide further info to assist with approval. Check was endorsed as instructed so I can't use another service or deposit. Rep just kept telling me to contact the issuer to write another check.

I suspect if I had paid the fee, it would pass their "security protocols".

I have read horrible reviews and complaints about Ingo Money dating back to 2018, now I see why. Why does PayPal continue to use this "service"?

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Cons:
  • Bad ratings
  • Horrible customer service
  • Untrustworthy

Preferred solution: Paypal to offer a reliable and honest check cashing service

User's recommendation: do not use this service

1 comment
Guest

you are so so right

Dave R Kcv

This review is written by an individual who has purchased the reviewed product/service and/or confirms being a paying customer of this company. Check our FAQ

Verified Buyer

I cannot register

Ingo Money - I cannot register
Ingo Money - I cannot register - Image 2
I'm trying to register on ingo app I'm denied they said I already have on account but I don't have no access to it no more And I'm been denied to cash out my check
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Preferred solution: To be able to cash out my check

User's recommendation: Have better system

2 comments
Guest

Use another service. They have horrible ratings, their customer service is zero, and there have been several complaints regarding stealing customer funds. Think of it as a blessing that you cannot register.

Guest
reply icon Replying to comment of Guest-2400723

you are exstremely blessed Ingo employees are stealing customers funds

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Carmel S Gws

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Verified Reviewer
| map-marker Odenton, Maryland

Don't even deserve one star

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Worst company I've ever had the displeasure of dealing with. I don't know why PayPal has chosen this provider to do their mobile check deposits.

Read the reviews, they are uniformly terrible, the company says your check is accepted then declines it AFTER you void it, making it useless to cash or deposit anywhere else. They decline checks for no reason, including corporate checks and government checks. No customer service, you call and call, but no human ever answers. DO NOT USE them.

Just go to your bank, deposit your check, or use a check cashing service.

You'd get better service at cheaper rates. Because oh yeah -- Not only are they are a horrible company, their fees are outrageously high.

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User's recommendation: Stay away -- go to your bank or a check cashing company

Julie L Wpw

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Verified Reviewer
| map-marker Lincoln Park, Michigan

A check that was declined

Trying to have a return call about a check that we submitted and it was declined for a code 34 and we need to get this check into Eric brinks account so our account does not get bounced could you please call me back at 313-790-**** can you contact me back urgent Julie thank you
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User's recommendation: The check needs to go into our brinks account so our rent does not bounce

Myzel I

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Verified Reviewer

Ingo employee are stealing customers hard earned money

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Ingo Money - Ingo employee are stealing customers hard earned money

I cashed my check through Ingo and never received my funds I call numerous times only to be informed that it had to be me that linked the card in question to my account yet I had no knowledge of that of that particular card which was totally different from mine account number. I was told several different stories from the company on how this could have happened but I know enough about scams and fraud that this is a inside job that is done by the employee's unfortunately we live in a world where people will harm others for a few dollars although for me it was my first job and my 1st check for 1366.63 now im getting evicted from my resident.

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Loss:
$1366
Pros:
  • Ability to cash your check by phone
Cons:
  • Ability to change your infor to something of their choice

Preferred solution: Full refund

User's recommendation: Please dont use INGO Money

Dawn I Tgm

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Verified Reviewer

You never answered my call

I sat on hold and the was disconnected *** offfff *** offfff *** offfff *** offfff *** offfff *** offfff *** offfff *** offfff
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Preferred solution: Active account

User's recommendation: Don’t bother

Anonymous
map-marker Los Angeles, California

Status Check

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My funds was taken and Ingo refuse to investigate because they find it easier to blame me instead of following the paper trail and transaction I know that your fraud department should be able to find out who linked the account and where it was linked from I shouldn't have to go to the Attorney General or the Consumer Bureau of Investigations to resolve this matter but due to the nature of this matter it has become more about principal than anything else since this is regarding over a thousand dollars I can only hope that I will receive a real response something other than a generated messages. Thank you

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Skeeter T

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Verified Reviewer

My acceptance

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Was trying to cash a $2529.45 mobile check from selling my painting to someone in New York, and I signed up for Ingo money they would not cash my check, said, "unfortunately, we can't verify you, we cannot activate your account". I sent my ID, my social security card 3 times and a bill once, so 4 times I sent my info. Went to PayPal last night, The 30th hit on the cash a check, and it denied me Ingo money was the check cashing place PayPal uses, shoot no wonder PayPal denies me for payments in 4, excuse me another pissed consumer input.

If you get an account try to cash a check then you will know how u rate.

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Preferred solution: Cash my check

User's recommendation: Don't trust what don't trust

Anonymous
map-marker New York, New York

Find out why I cannot deposit a check and how to rectify or find a solution to do so.

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Without probable cause and a weak explanation basing the reason for closing my account being too risky for their criteria. I am not satisfied with this especially since most mobile apps that accepts checks use this 3rd party to execute this aspect. I feel an injustice for something that is important rejected based on an opinion not fact.
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Anonymous
map-marker Chicago, Illinois

Cashing a Check

They already had taken the fee out and they prompt you to write VOID on the check which I did. Then they declined it and they will not answer the phone or email.Yes Im pissed to say the least. Very upset and mad NO help from INGO!!!
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User's recommendation: Avoid using this service

Tink T Qjv

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Verified Reviewer
| map-marker Los Angeles, California

INGO Operator loaded my funds onto an account that wasn't mine. and INGO refuse to investigate and follow the paper trail.

INGO Money Operator changed my account information and put my funds on an account that belongs to someone else.
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User's recommendation: If you read the reviews before use Ingo you will not use it

Marion G Glq

They have a days break or a thief

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Cashed a check but had put the wrong exp date...ONLY place this was done ( was fixed) Someone stepped to use it, declined because of wrong exp date. Coincidence I don't think so, protect your money do not use this company.
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Loss:
$25

Preferred solution: Want my money back

1 comment
Guest

you are lucky that's all you lost because Ingo employees are stealing from customers for thousands of dollars

Heath E Tmj

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Verified Reviewer

Issue with check not voided properly

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Hello. We were approved to cash a check using our PayPal app in Wallet that uses Ingo.

Our check was approved by Ingo and we were instructed to write void on the check in blue or black ink. We did as instructed and took the photo. We got a message back saying the check was not voided properly and our account was on hold. We now have a $500+ check that we cant cash anywhere else because it says void on it.

We both work days and Ive been trying to get through to someone to help me since last night.

If its an issue with image clarity we can retake the photo. There was no option to review the photo taken it was just submitted after the camera clicked.

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Loss:
$562
Pros:
  • Promises instant check cashing
Cons:
  • False approval based on arbitrary void with little explanation

Preferred solution: We would like the approved check to be cashed and the funds deposited in my PayPal account.

User's recommendation: Don’t use this service.

Shiena W

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Verified Reviewer

Why can’t I cash a check

I tried deposit my check and got denied Ive been using Netspend for years and I still cant cash a check thru them online why is that
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Preferred solution: I want to be able to use check cashing services

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